SetAsideTracker

Everything you enter stays on your device — there is no server, no account, and no backend. Your data is encrypted at rest using a key stored in your device's secure hardware storage (iOS Keychain). We never see it.

SetAsideTracker uses current IRS rates (self-employment tax, federal income tax brackets, standard deductions) and per-state tax rules for all 50 states + DC, updated for each tax year. The estimates are designed to be conservative planning figures — not a substitute for a CPA or tax filing software. Always verify with a professional before filing.

All 50 U.S. states and Washington, D.C. Local/county income tax is also modeled for Maryland (all 24 counties + Baltimore City), New York (New York City), and Pennsylvania (Philadelphia and Pittsburgh). U.S. territories (Puerto Rico, etc.) are not yet supported.

Yes — completely. SetAsideTracker is fully offline. All calculations happen on your device and no internet connection is required for any feature.

Yes. Toggle "I also have a W2 job" in your tax profile and enter your gross pay per paycheck and pay frequency. SetAsideTracker estimates what your employer is already withholding and subtracts it from your set-aside — so you're only setting aside what isn't already covered.

You can also enter your YTD withholding from your most recent pay stub for a more precise estimate, and 401k / pretax benefit amounts if you have them.

Go to Settings → Backup & Restore. "Create Backup File" saves a snapshot of all your entries, tax profile, and settings to a file you can store wherever you like (Files app, iCloud Drive, email to yourself, etc.). "Restore from Backup" lets you pick that file later to recover everything — on the same device or a new one.

Go to Settings → Export Data (CSV). This downloads a spreadsheet with all your logged entries, sorted oldest-first, covering every field — platform, date, gross pay, tips, mileage, expenses, and hours worked.

Go to Settings → Clear All Data. This permanently deletes everything stored on the device — entries, tax profile, and settings. This cannot be undone, so create a backup first if you want to keep a copy.

SetAsideTracker calculates estimates based on standard IRS rules and the income you log. It cannot account for every individual tax situation — deductions, credits, or circumstances beyond what you've entered. Think of it as a planning guide to help you set money aside throughout the year, not a substitute for actual tax preparation software or a CPA when it's time to file.